3 Benefits of Getting Car Financing at Your Kia Dealer

When you decide to finance your new car, choosing your Kia dealer rather than a bank is a smart move. We’d like to tell you more about some of the reasons that make us the best car financing choice for your needs and wallet.

Navigating the Road to Ownership

Online Assistance

Applying for an auto loan doesn’t have to be a stressful process. You want a Kia and can afford the Kia. All that’s necessary to do is to arrange the financing you can afford to put you and your new car together. We have several handy online tools that make your application even easier. The first tool is our online pre-approval application. Fill in the form, hit the submit button, and one of our team will be in contact ASAP.

You know how much you can afford, and our online payment calculator makes it simple and easy to determine your monthly repayments based on changes to interest rates and loan terms. Finally, we have a calculator that’s invaluable if you want to add a trade-in vehicle to the deal. You put in the vehicle details on the form, which rapidly provides you with the Kelly Blue Book value of your old car.

Numerous Options

The choice is very important in life, and we think it should be part of the financing, too. We work with a wide range of credit providers in Ohio, from banks to credit unions. This network enables us to offer you choices in interest rates, repayments, and loan terms. Since each of our credit providers has different policies, you’re not locked into a single take-it or leave-it loan option.

The terms offered can also be negotiated. If you want to make changes to an offer, our finance team will negotiate for you to secure the deal you want and deserve.

More Understanding

It’s a fact that most people don’t have a perfect credit score for one reason or another. There’s nothing wrong with that, but it does affect a loan application with a bank. A bank offers good terms to any applicant with a great credit score but is more likely to reject anyone with a lower credit score.

We believe that a lower credit score shouldn’t prevent anyone from buying the car they can afford. Our finance department has options available for everyone, whether you have perfect credit, average credit, or credit that needs a boost. In addition, successfully concluding a finance agreement for a new car provides a boost to your credit score, opening even more options for your next car.

These are just a few ways we work with you to secure a great loan deal. Contact our finance department today at Coughlin Kia of Newark, NJ, and you’ll be driving off the lot in your new Kia sooner than you think.

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